Commercial & development lending

GRV and TDC development finance.

Construction finance for multi-unit townhouses, residential developments and light commercial projects.

Indicative parameters

Construction finance criteria.

Leverage Up to 60-65% TDC/GRV considered for construction
Pre-sales Zero pre-sales may be considered for reputable developers
Term 3 to 24 months; extensions upon review
Security First-ranking registered mortgage over New Zealand real estate

Important context

Every proposal is assessed on its own merits.

Indicative terms remain subject to valuation, due diligence, credit approval and legal documentation. This page is not an offer or commitment to provide finance.